{"id":9,"date":"2026-11-02T16:48:07","date_gmt":"2026-11-02T16:48:07","guid":{"rendered":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/approach\/"},"modified":"2026-11-05T21:39:43","modified_gmt":"2026-11-05T21:39:43","slug":"approach","status":"publish","type":"page","link":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/approach\/","title":{"rendered":"Approach"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9\" class=\"elementor elementor-9\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10007 e-con-boxed section light moa-sd e-flex e-con e-parent\" data-id=\"a10007\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a10006 e-con-full e-grid e-con e-parent\" data-id=\"a10006\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10005 e-con-full e-flex e-con e-parent\" data-id=\"a10005\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10001 bps-pw-eyebrow elementor-widget elementor-widget-heading\" data-id=\"a10001\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">How we work<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10002 bps-size-6 elementor-widget elementor-widget-heading\" data-id=\"a10002\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">We turn three pension statements into one number.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10003 bps-lead elementor-widget elementor-widget-text-editor\" data-id=\"a10003\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Most people arrive with a folder of paperwork they have never fully read, a state pension forecast, and no idea what any of it adds up to as a monthly income.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10004 elementor-widget elementor-widget-text-editor\" data-id=\"a10004\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>By the end of the first review you will have a figure, a date, and a plain explanation of how both were arrived at.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1001c e-con-boxed section light moa-lg e-flex e-con e-parent\" data-id=\"a1001c\" data-element_type=\"container\" data-e-type=\"container\" id=\"process\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a1001b e-con-full e-grid e-con e-parent\" data-id=\"a1001b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10019 e-con-full e-flex e-con e-parent\" data-id=\"a10019\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10018 e-con-full bps-text-accent e-flex e-con e-parent\" data-id=\"a10018\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10017 e-con-full e-flex e-con e-parent\" data-id=\"a10017\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10015 bps-pw-figure elementor-widget elementor-widget-heading\" data-id=\"a10015\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">01<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10016 bps-pw-eyebrow elementor-widget elementor-widget-heading\" data-id=\"a10016\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">The review, start to finish<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1001a e-con-full e-flex e-con e-parent\" data-id=\"a1001a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10014 e-con-full e-grid bps-rules bps-rules-roman e-con e-parent\" data-id=\"a10014\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a1000a e-con-full bps-rule e-flex e-con e-parent\" data-id=\"a1000a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10008 elementor-widget elementor-widget-heading\" data-id=\"a10008\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Gather<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10009 elementor-widget elementor-widget-text-editor\" data-id=\"a10009\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We collect every pension, savings account and state pension forecast you have, including the ones from jobs you left decades ago.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1000d e-con-full bps-rule e-flex e-con e-parent\" data-id=\"a1000d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1000b elementor-widget elementor-widget-heading\" data-id=\"a1000b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Model<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1000c elementor-widget elementor-widget-text-editor\" data-id=\"a1000c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We work out what all of it produces as a sustainable monthly income, and at what age, using assumptions we show you rather than hide.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10010 e-con-full bps-rule e-flex e-con e-parent\" data-id=\"a10010\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1000e elementor-widget elementor-widget-heading\" data-id=\"a1000e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Plan<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1000f elementor-widget elementor-widget-text-editor\" data-id=\"a1000f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You get a written plan with a target date, a drawdown order, and the specific gaps worth closing between now and then.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10013 e-con-full bps-rule e-flex e-con e-parent\" data-id=\"a10013\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10011 elementor-widget elementor-widget-heading\" data-id=\"a10011\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Review annually<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10012 elementor-widget elementor-widget-text-editor\" data-id=\"a10012\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pensions change, markets move, and life takes its turns. We revisit the plan every year and adjust the number honestly.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10026 e-con-boxed section light2 moa-lg e-flex e-con e-parent\" data-id=\"a10026\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a10025 e-con-full e-grid e-con e-parent\" data-id=\"a10025\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10024 e-con-full e-flex e-con e-parent\" data-id=\"a10024\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10023 e-con-full bps-text-accent e-flex e-con e-parent\" data-id=\"a10023\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a10022 e-con-full e-flex e-con e-parent\" data-id=\"a10022\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10020 bps-pw-figure elementor-widget elementor-widget-heading\" data-id=\"a10020\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">02<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10021 bps-pw-eyebrow elementor-widget elementor-widget-heading\" data-id=\"a10021\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">What we are not<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1001f e-con-full e-flex e-con e-parent\" data-id=\"a1001f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1001e bps-size-4 elementor-widget elementor-widget-heading\" data-id=\"a1001e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We are not wealth managers.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1001d bps-lead elementor-widget elementor-widget-text-editor\" data-id=\"a1001d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We do not sell investment products, we do not take commission, and we are not trying to move your money somewhere we manage it. We are paid to plan, which means the advice can be that you already have enough and should stop worrying.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1002f e-con-boxed section light2 moa-lg e-flex e-con e-parent\" data-id=\"a1002f\" data-element_type=\"container\" data-e-type=\"container\" id=\"cta\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a1002e e-con-full e-grid e-con e-parent\" data-id=\"a1002e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a1002d e-con-full e-flex e-con e-parent\" data-id=\"a1002d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1002b bps-size-4 elementor-widget elementor-widget-heading\" data-id=\"a1002b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Let\u2019s find your number.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1002c bps-lead elementor-widget elementor-widget-text-editor\" data-id=\"a1002c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A single conversation is usually enough to tell you where you stand and what\u2019s left to figure out.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1002a e-con-full e-flex e-con e-parent\" data-id=\"a1002a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10028 e-con-full e-flex e-con e-parent\" data-id=\"a10028\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10027 elementor-widget elementor-widget-button\" data-id=\"a10027\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a retirement review<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a10029 text-muted elementor-widget elementor-widget-text-editor\" data-id=\"a10029\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No products pushed \u00b7 no jargon<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-9","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/pages\/9","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/comments?post=9"}],"version-history":[{"count":1,"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/pages\/9\/revisions"}],"predecessor-version":[{"id":10,"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/pages\/9\/revisions\/10"}],"wp:attachment":[{"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/media?parent=9"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}