{"id":11,"date":"2026-11-02T16:48:08","date_gmt":"2026-11-02T16:48:08","guid":{"rendered":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/services\/"},"modified":"2026-11-05T21:39:43","modified_gmt":"2026-11-05T21:39:43","slug":"services","status":"publish","type":"page","link":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/services\/","title":{"rendered":"Services"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11\" class=\"elementor elementor-11\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a20007 e-con-boxed section light moa-sd e-flex e-con e-parent\" data-id=\"a20007\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a20006 e-con-full e-grid e-con e-parent\" data-id=\"a20006\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a20005 e-con-full e-flex e-con e-parent\" data-id=\"a20005\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a20001 bps-pw-eyebrow elementor-widget elementor-widget-heading\" data-id=\"a20001\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Services<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a20002 bps-size-6 elementor-widget elementor-widget-heading\" data-id=\"a20002\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Three pillars of a retirement that holds up.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a20003 bps-lead elementor-widget elementor-widget-text-editor\" data-id=\"a20003\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Retirement planning is not one conversation: it is an ongoing plan that adjusts as your life does.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a20004 elementor-widget elementor-widget-text-editor\" data-id=\"a20004\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Almost everyone should start with the income plan. The rest follows from what it shows.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2001f e-con-boxed section light moa-lg e-flex e-con e-parent\" data-id=\"a2001f\" data-element_type=\"container\" data-e-type=\"container\" id=\"services\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a2001e e-con-full e-grid e-con e-parent\" data-id=\"a2001e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a2001c e-con-full e-flex e-con e-parent\" data-id=\"a2001c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a2001b e-con-full bps-text-accent e-flex e-con e-parent\" data-id=\"a2001b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2001a e-con-full e-flex e-con e-parent\" data-id=\"a2001a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a20018 bps-pw-figure elementor-widget elementor-widget-heading\" data-id=\"a20018\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">01<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a20019 bps-pw-eyebrow elementor-widget elementor-widget-heading\" data-id=\"a20019\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">What we do<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2001d e-con-full e-flex e-con e-parent\" data-id=\"a2001d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a20017 e-con-full e-grid bps-rules e-con e-parent\" data-id=\"a20017\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a20012 e-con-full bps-rule e-flex e-con e-parent\" data-id=\"a20012\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a20011 elementor-widget elementor-widget-heading\" data-id=\"a20011\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Retirement Income Planning<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a20008 bps-pw-eyebrow elementor-widget elementor-widget-heading\" data-id=\"a20008\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">One-off \u00b7 four to six weeks<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a20009 elementor-widget elementor-widget-text-editor\" data-id=\"a20009\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We map your pensions, savings, and state pension into a sustainable monthly income built to last.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2000a bps-pw-ticks elementor-widget elementor-widget-text-editor\" data-id=\"a2000a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Every pension traced and valued, including old workplace schemes<\/li><li>A monthly income figure and the earliest realistic retirement date<\/li><li>A written plan in plain English, no jargon and no product pitch<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a20014 e-con-full bps-rule e-flex e-con e-parent\" data-id=\"a20014\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a20013 elementor-widget elementor-widget-heading\" data-id=\"a20013\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Drawdown Strategy<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2000b bps-pw-eyebrow elementor-widget elementor-widget-heading\" data-id=\"a2000b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">One-off \u00b7 then annual<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2000c elementor-widget elementor-widget-text-editor\" data-id=\"a2000c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Deciding what to draw, what to leave invested, and in what order, so a bad year in the markets does not become a bad decade for you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2000d bps-pw-ticks elementor-widget elementor-widget-text-editor\" data-id=\"a2000d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>A withdrawal order across pensions, ISAs and cash<\/li><li>Tax-efficient sequencing for the years either side of retiring<\/li><li>A stress test against a poor first five years of returns<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a20016 e-con-full bps-rule e-flex e-con e-parent\" data-id=\"a20016\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a20015 elementor-widget elementor-widget-heading\" data-id=\"a20015\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Ongoing Reviews<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2000e bps-pw-eyebrow elementor-widget elementor-widget-heading\" data-id=\"a2000e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Annual<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2000f elementor-widget elementor-widget-text-editor\" data-id=\"a2000f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Annual check-ins that adjust your plan as pensions change, markets move, and life takes its turns.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a20010 bps-pw-ticks elementor-widget elementor-widget-text-editor\" data-id=\"a20010\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>A yearly sit-down to revisit the number and the date<\/li><li>Adjustments for legislation, inflation and changes at home<\/li><li>Someone to call before you make an irreversible decision<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2002f e-con-boxed section light2 moa-lg e-flex e-con e-parent\" data-id=\"a2002f\" data-element_type=\"container\" data-e-type=\"container\" id=\"cta\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a2002e e-con-full e-grid e-con e-parent\" data-id=\"a2002e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a2002c e-con-full e-flex e-con e-parent\" data-id=\"a2002c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a2002b e-con-full bps-text-accent e-flex e-con e-parent\" data-id=\"a2002b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2002a e-con-full e-flex e-con e-parent\" data-id=\"a2002a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a20028 bps-pw-figure elementor-widget elementor-widget-heading\" data-id=\"a20028\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">02<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a20029 bps-pw-eyebrow elementor-widget elementor-widget-heading\" data-id=\"a20029\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">How we are paid<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2002d e-con-full e-flex e-con e-parent\" data-id=\"a2002d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a20027 e-con-full e-grid e-con e-parent\" data-id=\"a20027\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a20022 e-con-full e-flex e-con e-parent\" data-id=\"a20022\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a20020 bps-size-4 elementor-widget elementor-widget-heading\" data-id=\"a20020\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A fixed fee for the plan. No commission, ever.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a20021 elementor-widget elementor-widget-text-editor\" data-id=\"a20021\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>You pay us for the planning work and nothing else. We do not receive commission from any provider, which is why we can tell you to stay exactly where you are if that is the right answer.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a20026 e-con-full e-flex e-con e-parent\" data-id=\"a20026\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a20024 e-con-full e-flex e-con e-parent\" data-id=\"a20024\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a20023 elementor-widget elementor-widget-button\" data-id=\"a20023\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a retirement review<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a20025 text-muted elementor-widget elementor-widget-text-editor\" data-id=\"a20025\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>No products pushed \u00b7 no jargon<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-11","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/pages\/11","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/comments?post=11"}],"version-history":[{"count":1,"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/pages\/11\/revisions"}],"predecessor-version":[{"id":12,"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/pages\/11\/revisions\/12"}],"wp:attachment":[{"href":"https:\/\/next-lite.buildprosites.com\/m1-harrowfinch\/wp-json\/wp\/v2\/media?parent=11"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}